10 Amazing Tricks To Maximize Cash Back Rewards Without Over Spending

Different tricks to maximize cash back rewards. Pretty girl feeling happy to avail online cashback offers.

(5) Consolidate Group Spending

It is another great ways or tricks to maximize cash back rewards without overspending. You can also consolidate debts or spending of your friends or relatives groups. It will help you to maximize your cash back bonus for using your credit card.

You can pay for your friend’s hotel or airplane tickets with your reward card and instead get the cash against your credit card payments back from your friends and relatives.

It is a great means to reap the advantages of entire group’s spending without crossing your own financial limits.

[Read Also: Understanding Best Payment Methods: Cash, Debit, or Credit]

(6) Stoozing

It is one of the smartest ways or tricks to maximize cash back rewards without overspending. Stoozing is an advanced technique that involves taking advantage of borrowing money from credit card provider. This money is usually borrowed at an interest rate of 0% for a period of 6-12 months.

You can easily spend on that credit card instead of using cash or debit card. Now, put your salary amount in a high interest paying account. However, you should pay off the credit card borrowed money back before the 0% period ends.

(7) Introductory/Promotional Bonuses

It is one of the simplest tricks to maximize cash back rewards without overspending. You can easily receive valuable cash back bonus by spending on your new cashback card within 3 months of opening your account.

These bonuses received on spending during promotional period of a new card is often much higher than non-promotional period.

Image Source: Shutterstock

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