20 Hidden Credit Card Tricks To Save Your Money

Hidden credit card tricks to save money. Mysterious person using credit card online.

When we talk about credit cards, the first image that hits our mind is of a plastic card. It is often meant to accumulate crushing debt. This accumulated debt needs to be paid with high rate of interest. However, it is not the case always.

Credit cards are one of the most significant financial instruments. They can gain rewards and discounts on wide range of purchases.

You should use credit card wisely & optimally by paying your credit card debts properly on time. Here are 20 hidden credit card tricks to save money:

(1) Balance Transfer Plan

It is one of the best yet hidden credit card tricks to save money. Due to severe competition in credit card industry, credit card companies are offering amazing balance transfer plans on them. It is strategy to build a strong base of credit card holders.

You can easily get 0% or low APR (Annual Percentage Rate) on the balance transferred from one credit card to another for a limited promotional period.

However, you should not forget to perform a cost benefit analysis before executing this plan for any hidden fee like balance transfer fee (mostly 3% of total debt).

You should also compare the non-promotional APR with your old credit card’s APR. It will help you to analyze the benefit of credit card balance transfer plan if you are unable to pay off your debt entirely before promotional rate period is over.

Image Source: Shutterstock

Recommended Posts

About Editing Staff
At GetUpWise, we are a team of professional writers from different areas of subjects. We are conducting thorough research on each & every topic from highly reputed sources before writing any piece of article. Once research is done, we try our best efforts to provide informative piece of articles in an easy to understand manner. It is something that is extremely essential to meet our goal while reaching & offcourse building a strong online community. We do update our articles from time to time in order to provide the most latest information quickly. Thus, our articles can be used as a "way to gain smartness".

Leave a comment

Your email address will not be published.


This site uses Akismet to reduce spam. Learn how your comment data is processed.

Get Instant Access To GetUpWise Posts

Subscribe Us


Please do verify your email address by clicking a link sent to your email.

More in Credit Card
Best payment methods for checkout.
Understanding Best Payment Methods: Cash, Debit, or Credit

Your money spending habits can cost to you more if you don’t understand the best payment methods for checkout to...