Top 16 Dirty Secrets To Know When Using Credit Cards

Credit card dirty secrets. Mysterious person holding a credit card.

(15) Inactivity Fees Secret

It is another worst credit card dirty secrets about card inactivity. Some card issuers may also charge you some form of inactivity fees annually for not using your card.

Although, this not a significant issue for majority of card holders who are using plastic cards. However, you should still be aware of such inactivity charges.

(16) Account Closing Secrets

If you are tired with the heavy payments of your card and now seriously looking to close your card account than remember it’s not an easy task.

These card issuers will try their best efforts along with misleading facts to prevent you from closing your valuable account. They may also try to take out some card debts or dues even in cents to prevent you from closing your account.

You should close your account by paying some extra amount to them as any extra cash deposited will be returned back to you within specified amount of time.

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