Health insurance is significant for every individual including college students. These health insurance tips for college students are really unbeatable.
But, it’s not a great idea to spend your hard earned money for something that you already own.
If you are a college-going student between the ages 19 to 31 years then you are most likely to be covered under your parent’s health insurance plan. It is perhaps true until you don’t come under policy’s exclusions.
Before you purchase a separate health insurance policy, you must research rules of your parent’s health policy. You should also consider rules of your state’s Department of Insurance carefully.
But, sometimes moving to college might leave you without sufficient coverage to protect your health, automobile, & even property.
You must take necessary steps to make sure that you are sufficiently protected as per your needs. Here are 11 great health policy tips for college students:
(1) Health Insurance Guidelines Of Your State
It is one of the most significant health insurance tips for college students. A college student can be covered under parent’s health insurance plan.
It usually depends on the health insurance guidelines issued by the state of your parent’s residence. Generally, your coverage could stop anywhere between ages 19 to 31 years.
You can find these health policy guidelines either by calling your State’s Department of Insurance or by scrolling its website’s homepage.
When researching the required information don’t forget to pay attention to the fact whether rules are mandatory or left up to insurers.
Generally, the term “requires” indicates health policy providers must follow the law within the state. Similarly, the term “allows” indicates health insurer has the option to follow this rule.
If nothing is mentioned then it indicates that it is left up to individual insurer.
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