11 Biggest Surprises Covered By Homeowner’s Insurance Policy

surprises covered by homeowner's insurance policy. Cute girl surprised after knowing advantages of home insurance.

Homeowner’s policy can protect your home during unexpected events.These biggest surprises covered by homeowner’s insurance policy are really mindblowing.

In United States, it is actually a bundle of different categories of coverage that apply in various situations.

Home insurance usually covers most of the scenarios that could cause loss to the house of policy holder. But, some events such as earthquakes, floods, or “acts of God” & acts of war are typically excluded from policies.

However, you can add an extra policy for getting coverage against earthquakes, floods, etc.

But, there are some unexpected things; you might be unaware that your home insurance policy covers. Here are 11 biggest surprises that are covered by homeowner’s policy:

(1) Medical Bills Of Your Guests Injured In Your Home

It is one of the most wonderful surprises covered by homeowner’s insurance policy. Some individuals have an extremely good nature with spacious & hygienic home at easy to reach location.

In such a scenario, your home will become best place to live even for your guests. Most of the home insurance policies include liability coverage for injuries incurred by someone not living with you.

Some of the incidents that could trigger liability coverage include slipping on a patch of ice, falling due to broken stairs on your porch, falling on kitchen linoleum, and many more.

This bodily injury liability coverage of your homeowner’s policy can surprisingly help you to pay medical bills of your guests. It will perhaps save you from paying an attorney to defend you in a lawsuit.

Image Source: Shutterstock

Recommended Posts

More From GetUpWise

About Editing Staff

At GetUpWise, we are a team of professional writers from different areas of subjects. We are conducting thorough research on each & every topic from highly reputed sources before writing any piece of article. Once research is done, we try our best efforts to provide informative piece of articles in an easy to understand manner. It is something that is extremely essential to meet our goal while reaching & offcourse building a strong online community. We do update our articles from time to time in order to provide the most latest information quickly. Thus, our articles can be used as a “way to gain smartness”.

Leave a comment

Your email address will not be published.


*


More in Home Insurance
critical points to know about homeowner's insurance.
11 Critical Points To Know About Homeowner’s Insurance

Every home insurance don't provide the same coverage. These critical points to know about homeowner's insurance can help you to...

Close