2 Homeowner’s Insurance Myths About In-House Injuries

homeowner's insurance myths about in-house injuries. Boy sitting in home with a fractured hand

In-house injuries can occur anytime. These homeowner’s insurance myths about in-house injuries are really helpful for selecting thr right policy.

Homeowner’s or home insurance is critically essential to protect your home’s structure & personal belongings.

But It can also cover medical expenses of people injured in your premises. Several people develop wrong myths or assumptions about in-house injuries.

These injuries may arise out of untoward incidents but it can cost you tremendously during claim rejection. Here are 2 home insurance myths about in-house injuries:

(1) You & Your Family In-Home Injuries Are Covered

It is one of the most common homeowner’s insurance myths about in-house injuries. Several people believe that medical coverage part of the home insurance policy will cover in-home injuries.

It will pay medical expenses of policy holder & his/her family. But, this misconception is not true.

The liability portion of a standard homeowner’s insurance policy is designed to cover the medical expenses of other people only. Some of those persons include friends, guests, or even neighbors.

These people are covered when they get injured on your personal property & decided to sue you. However, you should look towards your health insurer for seeking medical coverage for you & your own family members.

[Read Also: 6 Homeowner’s Insurance Myths About Insurance Premiums]

Image Source: Shutterstock

Recommended Posts

About Editing Staff
At GetUpWise, we are a team of professional writers from different areas of subjects. We are conducting thorough research on each & every topic from highly reputed sources before writing any piece of article. Once research is done, we try our best efforts to provide informative piece of articles in an easy to understand manner. It is something that is extremely essential to meet our goal while reaching & offcourse building a strong online community. We do update our articles from time to time in order to provide the most latest information quickly. Thus, our articles can be used as a "way to gain smartness".

Leave a comment

Your email address will not be published.



This site uses Akismet to reduce spam. Learn how your comment data is processed.

Get Instant Access To GetUpWise Posts

Subscribe Us


Please do verify your email address by clicking a link sent to your email.

More in Home Insurance
Home insurance myths about policy coverage
15 Common Home Insurance Myths About Policy Coverage

Every home should be covered with right policy. These common home insurance myths about policy coverage can help you to...